FAQ

When it Comes to Home Buying through Silma views, try to first answer these questions.
What’s my budget?
What kind of neighbourhood do I want?
What amenities/facilities am I looking out for? (Do I actually want a car garage or a backyard?
When do I want to move into a new place?
Am I buying the house to live in it or as an investment
With answers to the above questions, you can then focus your search on specific communities and property types. On the Silma Views platform, you can use advanced search filters to input the number of bedrooms, neighbourhood, amenities you desire, etc.
A smart and easy way of finding a home that’s right for you is finding an agent you can trust. A competent and skilled real estate agent will make your home-buying journey as enjoyable as it is simple. Silma Views is here to connect you with an agent who’s transparent, knowledgeable and great at listening. Someone who understands your needs and has the expertise to guide you every step of the way who you should look out for.
With Silma Views, there is scrutiny` and screening of documents of any real estate agent that is interested in listing properties on our platform. We know that you need someone who understands your needs and has the expertise to guide you every step of the way . Silma Views also has a a legal team and a team of experts who are going to guide you through the process of getting proper land documents and rental agreement for all our clients.
With the SIlma Views platform, one can check and compare similar properties to find out the average rental price and how worthy is it. The below factors are what you should consider in order to figure out the home you can afford to buy or rent.
  • Your monthly income
  • What your average monthly expenses are
  • Any monthly liabilities you have (for eg. car loans, personal loans, etc)
  • Cash on hand, that is, any liquid assets you may have, such as money saved in checking or savings accounts
  • Your savings targets
    • Explore our site as you wish! In order to make your search for your new home quicker and more efficient, let Silma Views be your guide through this journey. With experts from Silma Views, they can guide you through the different communities and properties to find one that already feels like home all through our application.
    Yes! Don’t be discouraged from buying a property in the Gambia as a foreigner. Foreigners can buy properties in the Gambia without having to seek permission to do so. SIlma Views has got you covered and making sure that your dreams come true!
    Many property owners in the Gambia require your passport or National Identity Card as part of the lease signing process. Make several copies of these documents ahead of time and bring them with you while you look at rentals. Then if you see an apartment that you like, you’ll be one step ahead of anyone else vying for it.
    Which ever one you decide to go with, Silma Views is here to support you in converting your dreams into reality!
    Ask yourself the following?
    How long you plan on staying in the property ?
    What is the selling price of the property for sale?
    It can be a bit challenging to assess whether renting or buying a home is the right decision from a financial point of view.
    Sometimes, buying a property may actually cost you less in the long run compared to renting, but with any decision you made Silma Views will serve you well.​
    Property search filters are a convenient way of filtering out your properties based on specific criteria. Using the filter, you can set the range of your budget in order to filter out any properties that are too high above/below your target price. Filters also allow you to control the types of properties that you would like to invest in based on the numbers of bedrooms and bathrooms that they have.
    Property prices in the Gambia can vary significantly from community to community. However, having an idea of the prices in each community will help you determine which communities work with your budget. Check out the Prices & Trends and check for how a property compares to other properties in other communities in terms of size and price, average market price of properties in the country, etc.
    Yes. After the Final Purchase Contract / Deed of Sale has been signed the Notary will arrange for it to be registered at the appropriate Land Registry and for the payment or any Land Registry fees.
    The country has three tenure types: freehold and leasehold which were introduced by the British and are statute-based as well as customary. Customary tenure applies to most of the country's land and is administered by district authorities (Seyfor) and village heads (Alkalo) drawing on indigenous traditions.
    Rental income tax is imposed on a taxpayer who has a taxable rental income for the year. In other words, any rent income received by a taxpayer from a rented property is subject to the payment of rental income tax. There are two different types of rental income: Residential Rental Income and Commercial Rental Income.
    The rental income tax rates are: 8% for residential rent earned and 15% for commercial rent, both on the gross rental income earned.
    The average budget in USD in the Gambia is as following: $400USD per month for a single person; $1000USD per month for a couple; $1500USD per month for a family with two children will do.
    The cost of living in The Gambia is extremely low. In fact, out of 227 cities surveyed in the 2023 Mercer Cost of Living Survey, Banjul, Gambia's capital, ranked 207th.
    One of the most essential questions you’ll have to answer during your home-buying journey is: “Can I actually afford to get this?”. Without considering this question, You may end up loving a stunning apartment that turns out to be way out of your price range. Likewise, you might settle for a smaller space when you can actually afford a more luxurious home. Therefore, it is helpful to define what your budget is early in your home-buying journey.